Categories
Finance

The Berkshire Hathaway of Pot Will Begin Trading on the NYSE Tuesday

Aurora Cannabis Inc. (ACB) has confirmed that its shares will begin trading on the New York Stock Exchange (NYSE) Oct. 23.

The Edmonton, Canada-based company, referred to in some circles as the Berkshire Hathaway Inc. (BRK.B) of cannabis because of its successful track record investing in other firms, said its shares will trade under the ticker “ACB,” the same symbol it uses in its separate Toronto Stock Exchange listing.

Aurora will become the third licensed Canadian cannabis company to list in the U.S. after Canopy Growth Corp. (CGC) and Tilray Inc. (TLRY). Aphria Inc. (APH) also recently filed a request to list its shares on the world’s largest stock exchange, joining the likes of Aleafia Health Inc. (ALEAF), Namaste Technologies Inc. (N) and Alkaline Water Company Inc. (WTER), according to SmallCap Power.

“Our NYSE listing represents another important milestone that reflects our commitment to all stakeholders as we continue advancing domestic and international growth initiatives, which includes expanding our base of global institutional and retail investors,”

said Terry Booth, CEO of Aurora, in a press release.

Perfect Timing

Aurora, the third biggest cannabis stock behind Canopy and Tilray, is already well known to investors. Aside from being a major beneficiary of Canada ‘s recent legalization of recreational cannabis, the company has also benefited from unconfirmed reports that beverage giant Coca-Cola Co. (KO) wants to develop weed-infused beverages with it.

This positive publicity has helped to shine a light on Aurora’s business ventures. Going by the nickname “the Berkshire Hathaway of pot” certainly won’t do it any harm as it prepares to list on the world’s largest stock exchange.

Aurora tripled its revenues in the final quarter of its fiscal year and registered a sharp uptick in profits, thanks mainly to its various stakes in other marijuana producers.

As of Sep. 21, the company invested more than $700 million Canadian dollars ($534 million) in public companies in the sector, reported MarketWatch, including the likes of The Green Organic Dutchman Holdings Ltd (TGOD), Hempco Food and Fiber Inc. (HEMP), CTT Pharmaceuticals Holdings Inc. (CTTH) and Choom Holdings Inc. (CHOOF).

Benefits of Listing

These triumphs, coupled with speculation linking it with beverage giants, could see Aurora generate plenty of interest when its shares list on the NYSE. Until now, many U.S. investors have been put off buying the stock because the only way to do so is through over-the-counter-markets, which don’t have to comply with Securities and Exchange Commission requirements.

Once that barrier is removed, inflows could surge both from regular U.S. stock pickers and the many mutual funds and exchange-traded funds that only hold positions in companies trading on U.S. exchanges.

Source: Investopedia

Categories
Entertainment

The 10 Best Netflix Original Horror Movies

As so much of the world quakes in the shadows of The Haunting of Hill House, Netflix’s masterful horror series, viewers are turning to the streaming service for scares more than ever.

It helps that this month’s crop of Netflix original movies has turned notably gloomier and creepier with the changing season, most notably in new works like Jeremy Saulnier’s Hold the Dark and Gareth Evans’s Apostle.

The platform has amassed a pretty impressive collection of horror films and can just about serve as your one-stop shop for a Halloween horror marathon, depending on how much you like Mike Flanagan.

We watched as many of the horror offerings under the Netflix Original banner as possible and ranked the best ones. Two notes on qualifications. First, it has to have the already-iconic Netflix boom-boom title card, so stuff that they picked up but don’t consider a “Netflix property” for whatever reason (like the great Under the Shadow) doesn’t qualify.

Second, it has to be a horror movie. There are some thrillers (like Hold the Dark and Rebirth) and sci-fi action movies (like Spectral) that aren’t quite technically horror. With that said, Netflix’s best ten horror flicks are …

10. Before I Wake (2016)

Before long, Netflix is going to have its very own Mike Flanagan Channel. The auteur behind The Haunting of Hill House has three movies on this list, and while this one is the most mediocre, it contains just enough moments that work to make the cut.

While it didn’t premiere on Netflix until early this year Before I Wake is actually Flanagan’s third film (after 2011’s Absentia and 2013’s Oculus), produced in 2014 and then delayed multiple times. Room star Jacob Tremblay appears as a kid whose dreams manifest into reality, allowing Flanagan a few hair-raising sequences and a memorable monster known as “the Canker Man.”

Kate Bosworth and Thomas Jane co-star. It’s definitely the product of a filmmaker finding his feet, but the film is even more interesting now considering how easy it is to see the themes Flanagan would hone in his later works.

9. Malevolent (2018)

Still in the “yeah, it’s okay” section of the top ten is one of Netflix’s most recent offerings, a ghost story that takes a hard turn into something closer to torture porn in the final act.

There’s some really effective filmmaking before then, largely due to the grounded, in-the-moment performance from Florence Pugh, an about-to-breakout star who went on to feature in films by David Mackenzie (Hell or High Water), Greta Gerwig (Lady Bird), and Ari Aster (Hereditary).

Here, she plays a faux ghostbuster, conning people out of their money with her brother, who finds out that some ghosts are real. The end of this movie is a mess, but Pugh does enough good work in the first hour to justify a look.

8. 1922 (2017)

It wouldn’t be a list of horror movies without a Stephen King adaptation or two, and this Zak Hilditch period piece is based on one of the master’s novellas from the 2010 anthology Full Dark, No Stars.

Thomas Jane is excellent as Wilfred James, a Nebraska farmer with a very unhappy wife, played by Molly Parker.

When it becomes clear that Wilf’s wife is insistent on moving back to the city, the farmer decides she has to go, even convincing his son to help him. It’s essentially one of King’s riffs on murderous guilt à la The Tell-Tale Heart, with a seemingly good man going from one awful deed to flat-out insanity.

It can’t quite hold for its running time (as often happens with short stories turned into long films), but there’s some unforgettable imagery here.

7. Calibre (2018)

This is the only film on this list that one could argue isn’t really a horror film, but the final act gets so Wicker Man weird that we’ve decided it qualifies.

It starts as a pretty terrifying thriller, the inciting incident being a hunting accident in which one of the protagonists accidentally shoots a child. It gets worse from there. When they decide to try to hide their crimes, things go downhill fast.

Here’s the moral message: When one of your mates says “no harm done” after the murders of two people, you know you’re in trouble.

6. Cargo (2018)

Isn’t it amazing that there are any new stories to tell in the zombie subgenre? Just when you think they’ve run out of ideas, along comes an effectively human story such as this piece, starring the always excellent Martin Freeman of Sherlock and The Hobbit fame.

He stars as Andy, a man deep in the Australian outback, where things go very undead. The clever twist here is that the bitten don’t turn instantly — they have 48 hours to come to terms with their impending appetite for brains.

It makes for a melancholy take on the genre we haven’t really seen before, other than in the other Netflix zombie flick with a twist …

5. Ravenous (2017)

Just as Cargo has a somber tone, this French-Canadian zombie flick captures the depressive state that would fall over the world if most of its residents became hungry for flesh.

What works so well about director Robin Aubert’s Ravenous is the world creation he offers us via the brief glimpses of a few surviving characters. The film jumps around a rural landscape, finding a few random survivors just waiting for their next horrifying encounter.

Fans of a certain AMC series, take note: Ravenous has echoes of The Walking Dead in the way it captures how the survivors may actually be worse off than those who died.

4. I Am the Pretty Thing That Lives in the House (2016)

Probably the most divisive film on this list is writer-director Osgood Perkins’s (son of Psycho star Anthony) moody ghost story, a film way more interested in getting under your skin than making you jump.

The Affair star Ruth Wilson stars as a live-in nurse at what could be a haunted house. With long takes and creepy sound design, Perkins’s film is a challenging one, but it’s a movie that does that one important thing that all the best ghost stories do: coming back to you in the middle of the night like a cinematic haunting.

3. Hush (2016)

Arguably more of a thriller than a horror film, Mike Flanagan’s second film on this list qualifies in the same way that The Strangers or even Scream qualifies — it’s one of the few “slasher pics” from the last few years that actually works.

The reason it does is because it’s one of the few to have an original idea. (Well, at least as original as 1967’s Wait Until Dark, which probably inspired it.) If you’ve been watching Hill House and wondering where you recognized Kate Siegel’s Theo from, it’s from here: She co-wrote and starred as Maddie, a deaf writer terrorized in the middle of the night.

It’s effective, hair-raising filmmaking, with a great turn from Siegel.

2. Apostle (2018)

Every horror section needs a batshit-crazy entry, the kind of gorefest you put on in the middle-of-the-night portion of your movie marathon just to keep everyone awake.

The first hour of this slow burn from The Raid director Gareth Evans may be a tough haul if you start this at 3 a.m., but the second hour will wake everyone up.

What first appears to be a gritty riff on The Wicker Man becomes an insane, gory riff on, well, The Wicker Man. Starring Dan Stevens (with a key supporting performance Michael Sheen), The Apostle follows a man invading a cult to find his kidnapped sister, and the closing scenes are as loony as anything you could watch on Netflix — or anywhere else really. Some love it, some hate it, but no one will forget it.

1. Gerald’s Game (2017)

Is it possible for a later work to make a previous one better? When we see a filmmaker exploring similar themes in a recent work, it often highlights how he did so in earlier films.

Such is the case with Mike Flanagan’s Gerald’s Game, which was a good movie last year but feels even better in light of Hill House, and not only because both feature great performances by Carla Gugino and Henry Thomas.

Flanagan expertly pulls out the human themes of Stephen King’s story of a woman trapped in a waking nightmare and how the trauma of her past influences her survival chances, and Gugino gives the best performance on this list — fearless and unforgettable.

Source: Vulture

Categories
Side Hustles

How This 34-Year-Old Dad Made $1 Million Off a Simple Fiverr Side Hustle

A little over five years ago, Joel Young found himself in a situation many American families are facing: He was deeply in debt with an unpredictable job and young children to provide for.

As a pastor, Young’s income “was all over the place,” he says, and so were the gigs — he was constantly moving his family to a different town or state with every new church.

Young and his wife Jenna, both now 34, remember brainstorming ways to pay off the $50,000 they owed thanks to expenses like credit cards, car and personal loans and medical bills.

So when Young hired a voice-over actor to help with a church project for $10 on online freelance marketplace Fiverr, it sparked an idea: Why not try selling voice-over work, himself? It seemed simple enough.

He and his wife, Jenna, “kind of had this little, quick conversation, and I said ‘Well, the truth is I have all the equipment I need.’ I had a leftover microphone from a band I was in, I had a MacBook, and that’s pretty much all you need to do that,” Young tells CNBC Make It.

After just 18 months of offering voice-over services on Fiverr, Young paid off the family’s debt, and now, since selling his first service in February 2013, Young has made more than $1 million in income.

“To be honest, it’s kind of snuck up on me,” says Young of the million-dollar benchmark.

From Side Hustle To Only Hustle

Originally, Young wasn’t sure his idea for a side gig would pan out.

He has a background in public speaking and “was the kid that was always talking growing up,” he says. “But I had zero experience in voice work, so I thought, who knows if this will even work?” Young adds.

He figured he might pull in an extra $40 or $50 a month, charging $5 at a time for services like reading scripts for commercials or doing narration for audio books.

The first month, he made $400.

The Youngs “were both just kind of blown away by what we had earned just in a couple hours a night, when I got home from my regular 9 to 5, just on the side,” he recalls.

And after Young paid off his debt, an idea began to take shape: What if this was his main gig?

“We kind of set some preliminary goals where we said, ‘Well, if we can get the monthly income to this, maybe we could start thinking about moving on to this as a full-time job,'” Young says.

Getting there wasn’t easy, he remembers. He was working on his Fiverr services after his day job, sometimes until 1 or 2 a.m.

He also expanded his services to include animated explainer videos after clients who purchased his voice-over work wanted video content as well. He taught himself to do the videos and “learned on the job, basically” he says. As with the voice-overs, he charged almost nothing until he honed his skill.

Within six months of setting his goals, he was pretty close to matching the income he received as a pastor.

“We made a plan, we made sure it was smart, we saved up a little emergency fund, and eventually when those paychecks kind of equaled each other, we decided we were close enough to make the jump and I left my full-time job as a pastor and started doing this side hustle thing full-time as my work” in 2015, Young says.

Today, Young’s Fiverr profile shows voice-over services including a “radio quality” voice-over, priced at $5 per 50 words with a minimum order requirement of $30. For videos, his rates are between $550 to $750 for 60 to 90 seconds, but routinely has projects that creep into the thousands. The average customer, he says, spends more than $500, and he has created over 50 videos a month consistently for the past year. He’d done work for big companies like Lowe’s, Home Depot, State Farm and even the U.S. Navy, as well as colleges and universities.

Young does have his own website, which he operated before he started offering his services on Fiverr, but notes that the majority of his income comes directly from the freelancer platform.

“Because I’ve maintained good reviews over the years and have increased the quality of my services, the marketplace brings the clients to me [through] algorithms they’ve developed to connect quality buyers and quality sellers,” Young explains.

“Over the years, however, many of the clients the marketplace has connected me with have become returning customers. I would say that 40 to 50 percent of my clients will come back if they viewed their first project with me as a successful one.”

Lucrative In More Ways Than One

Despite Young’s financial success, he says it wasn’t the money that drove his determination to build his side hustle into a full-fledged business.

“It was honestly only just the stability and the freedom that I concentrated on,” Young says. “It was about what this way of life meant to my family, what the freedom would enable us to do.”

The financial freedom that came with being debt-free allowed the Youngs to adopt their third child, a 3-year-old boy, about a year ago. And it has now enabled them to live in an RV full time — they travel the country, showing their kids as much of the world as they can.

Young still works a lot, but “instead of working set hours at an office, I work sporadically throughout the day so we can mix in some fun times in whatever city we’re in,” he says. Jenna is a full-time mom.

“It’s never been about money for us…” Young reiterates. “But it is kind of neat to look up and see. That is an amount of money that would have taken me decades to earn without this platform.”

How To Turn Your Side Hustle Into A Full-Time Gig

Through his experience, Young has learned a thing or two about what it takes to be a successful online entrepreneur. If you’re eager to get started, one thing Young emphasizes is not underestimating the skills you already have.

“I’ve heard other people talk about this thing called the curse of knowledge,” he explains. “That’s when you understand something, or when you know something and grasp it, you’re cursed in the sense that you believe everybody understands that.”

You likely already know how to do something that provides value to someone else. It’s about recognizing that skill as valuable, which can be hard to do.

“I did the same thing when I started,” Young says. “I was offering something that I thought was easy. I’m talking into a microphone — that’s stupid, who would pay for that?”

Thousands of people, as it turns out. “Because no one wants to do it, no one’s good at it, no one can do it,” he says. “But because I’ve always been able to talk and I’ve always been good at it, I thought, ‘Well this is easy, I’m just talking.’ It’s that curse of ability.”

Young recommends getting an outsider’s perspective on what your natural abilities are. Ask a friend or co-worker to list three things you’re good at that most people aren’t. It can shed light on what you could potentially make money from.

Another important attribute, says Young, is being adaptable and being able to pick up and learn things quickly.

“What I’ve learned in my business is that the skills I’m learning today, I didn’t have five years ago and I didn’t even know I needed two years ago,” he says.

With the availability of YouTube and Google, there’s “nothing you can’t learn on the internet,” Young says. “From fixing your car to writing software and code, to learning a musical instrument. And if you don’t master the skill of teaching yourself new things, you’ll be left behind.”

Even If You Feel Like Your Skill Set Isn’t As Sharp As You’d Like, Don’t Let That Sway You

“In the early days, when my work was not as great, I was serving a different client base, I was adding value to them because my prices were so much cheaper. I was adding value to them at the level I could,” Young says. ” Now, I’m adding different value at a different level. But the reality is, if I hadn’t started at the first step, I wouldn’t have gotten to the step I’m on today.

“Don’t think you have to get to the ideal level before you start,” he adds. “Because that’s how people end up sedentary, wasting their whole life doing something they hate because they never started when they never tried.”

Finally, keep your eyes open to trends and what’s happening in your marketplace, advises Young, and listen to what your customers want. It’s why Young started offering his lucrative explainer videos.

“I’m a huge believer in standing on your own two feet and making things happen for yourself,” says Young, and he hopes his kids will learn from his example.

“I can only assume my children will inherit that desire for freedom and sense of entrepreneurship…if for no other reason than we have been blessed to enjoy a great life because of my business.”

Source: CNBC

Categories
Finance

Make it Harder for Identity Thieves to Open New Accounts in Your Name

As of September 21, 2018, you can freeze and unfreeze your credit file for free. Credit freezes restrict access to your credit file, making it harder for identity thieves to open new accounts in your name.

Don’t confuse freezes with locks. They work in a similar way, but locks may have monthly fees.

If you want a free freeze guaranteed by federal law, then opt for a freeze, not a lock.

How Will These Freezes Work?

Contact all three of the nationwide credit reporting agencies – Equifax, Experian, and TransUnion. If you request a freeze online or by phone, the agency must place the freeze within one business day. If you request a lift of the freeze, the agency must lift it within one hour.

If you make your request by mail, the agency must place or lift the freeze within three business days after it gets your request. You also can lift the freeze temporarily without a fee.

Year-Long Fraud Alerts

A fraud alert tells businesses that check your credit that they should check with you before opening a new account. Starting September 21, 2018, when you place a fraud alert, it will last one year, instead of 90 days. Fraud alerts will still be free and identity theft victims can still get an extended fraud alert for seven years.

If you think a credit reporting agency is not placing a credit freeze or fraud alert properly, you can submit a complaint online or by calling 855-411-2372.

If you think someone stole your identity, visit the FTC’s website, IdentityTheft.gov, to get a personalized recovery plan that walks you through the steps to take.

FAQ’s

Q: What is the difference between a lock and a freeze?

Both a credit freeze and a credit lock limit access to your credit file so no one, including you, can open new accounts until you unlock your credit file. To be fully protected by a credit freeze or a credit lock, you must place a freeze or lock with all three nationwide credit reporting agencies.

However, with a lock, you do not get a PIN. Usually, you do not need to wait to lock or unlock your credit file, although the current Equifax lock can take 24 to 48 hours. You can lock and unlock your credit file from a computer or mobile device through an app, but not with a phone call.

A lock lasts only as long as you have an ongoing lock agreement with a credit reporting agency. In some cases, you need to pay a monthly fee to maintain your lock service. Credit reporting agencies can set and change lock fees at any time.

If you sign up for a lock, it’s hard to be sure what your legal protections will be if something goes wrong later. Credit freezes are now governed by federal law.

Q: Is there a limit on how many times you may freeze your account?

No, there is not a limit on how many times you may place a freeze your credit files.

Q: What do I need to do for this to get started?

Use the Credit Bureau Contacts in this blog post to make your request.

Q: When lifting a freeze temporarily for free, how long does the “Lift” stay in effect?

When you lift a freeze, you have two options. These two options are available to everyone in the country.

  1. You can lift a freeze permanently. If you do, it stays lifted until you place it again.
  2. You can lift a freeze temporarily. If you do, you must tell the credit reporting agency the length of time you want the freeze to be lifted; for example, “five days.” The credit reporting agency will put the freeze back on at the end of the time you chose.

Remember to contact each of the three national credit reporting agencies separately to lift and replace a freeze on your credit files.

Categories
Entertainment

Aretha Franklin, ‘Queen of Soul,’ Dies at 76

Aretha Franklin, widely known as the ‘Queen of Soul,’ and one of America’s greatest singers of any style, died on Thursday morning at her home in Detroit.

Her death comes three days after she was said to be in hospice care at her home. “Official cause of death was due to advanced pancreatic cancer of the neuroendocrine type, which was confirmed by Franklin’s oncologist, Dr. Philip Phillips of Karmanos Cancer Institute in Detroit,” the family statement said.

“In one of the darkest moments of our lives, we are not able to find the appropriate words to express the pain in our heart. We have lost the matriarch and rock of our family. The love she had for her children, grandchildren, nieces, nephews, and cousins knew no bounds,” Franklin’s family said.

Funeral arrangments will be made in the coming days, the statement said.

Franklin’s Career

Franklin’s music career started when she sang in the gospel choir at her father’s church in Detroit. She recorded her first hit with Atlantic Records in the late 1960’s called ‘I Never Loved a Man (The Way I Loved You).’

She followed with a number of soul hits, including ‘Baby I Love You,’ ‘Think,’ and ‘The House That Jack Built,’ which made her world famous by the 1970’s.

Known for her beautiful and powerful voice, Franklin sang her famous song ‘Respect’ with meaning and fortitude. It was a demand for equality and freedom, carried out by a voice that spoke to many.

Franklin had a very successful singing career. She put more than 100 singles on the Billboard charts, including 17 top 10 pop singles and 20 No. 1 R&B hits. Franklin received 18 Grammy awards and 44 Grammy nominations. She was the first woman inducted into the Rock and Roll Hall of Fame and even sang at Barack Obama’s inauguration in 2009. She also sang at the pre-inauguration concerts for Jimmy Carter in 1977 and Bill Clinton in 1993.

The Rolling Stone magazine called her greatest singer, male or female, of all time in their 2010 list. She inspired generations of R&B singers after her such as Whitney Houston, Alicia Keys, Mariah Carey, and Natalie Cole.

An outpouring of support and appreciation for Aretha Franklin was seen throughout Twitter today.



Source: The Nectarine

Categories
WFH

5 Full-Time Jobs You Can Do to Make Money Online or From Home

Here are five legit, full-time jobs that can be done remotely — without sacrificing benefits like health insurance or paid time off.

We might not be multi-platinum hip-hop recording artists, but some of us can relate to Drake when he said, “I only love my bed and my mama, I’m sorry.”

As much fun as it can be to build camaraderie with coworkers in an office, it’s tough to turn down a job where you can make money from home without ever getting out of your pajamas.

There are a lot of articles about how you can make money from home. The problem is that most of those pieces are either one-offs (such as selling your stuff on eBay) or short-term solutions (such as freelancing).

Your ambition to have a job that provides you benefits and regular income while never leaving your home can be realized. As the world increasingly relies more on the internet, it’s easier than ever to make money from home — or from anywhere in the world.

Find out how to make money online without sacrificing vital perks, including benefits and job security. Here are five jobs to get you started on making money — full-time and online — from home.

1. Writer

If you were an English major, you may have heard some version about how the degree is useless or makes it hard to get a job. However, as the entire world shifts to online, new avenues are opening for writers to work from home or a coffee shop every day.

Writing roles can come in any industry. Businesses need writers to create sales and marketing copy as they create and update online stores. They need writers who can provide clean, clear instructions for a digital manual (which falls under “technical writing”) or just good, valuable content.

Full-time writing jobs in advertising, marketing, branded content (B2B and B2C) and sales are definitely available because businesses are always changing and updating theirs on their websites and other media where branding and messaging takes place.

Or, if you’d prefer more something more editorial and less salesy, you can find that, too. Media companies (including Entrepreneur) offer digital writing and editing positions for the digital publication, which essentially can be accomplished from anywhere in the world — as long as you have an internet connection.

In fact, we have some writers at Entrepreneur who work from Paris or their home offices instead of the office in New York City.

How to make money online as a writer

Bestselling novelist Neil Gaiman once said that there were three attributes of a good writer: The writer’s work is always on time; the writer’s work is always good, and the writer is always pleasant. Gaiman said that a successful writer needed any two out of these three qualities.

However, the copious amount of emails that editors and companies receive on a daily basis means it’s easier than ever to tell someone no — or not reply at all. To be a writer means you have to get used to rejection but also that you have to go the extra mile.

Don’t settle for having two out of these three qualities, as Gaiman suggested. If you want to make yourself irresistible to businesses, do your best to be pleasant, competent and on-deadline.

You’ll also need to have some technical know-how if you want to be marketable as an online writer. You don’t need to be Bill Gates, but you should at least know how to add a link and crop a picture. You can practice some of these skills by playing around with a free WordPress site, experimenting with features and publishing a few stories.

That way, you can gain experience and create a small portfolio of articles you can share with other businesses when you want to start applying to writing jobs. According to Payscale.com, the average annual salary for a writer in the U.S. is about $48,000.

2. Video Editor

You’ve probably heard the overused term “pivot to video” at some point, which is both a joke about and an acceptance of the fact that many publishers are pushing their resources into video.

Video advertisements are more expensive to buy than banner ads because they lead to higher click-through rates, which means a business can potentially make a lot more money through video than through other forms of content.

So, if you can create great videos that make people want to watch and that drive ad revenue or subscriptions back to a website, you can become a very valuable asset.

How to make money online as a video editor

Again, video is much more expensive to produce than written content, so while it’s always good to be versatile, it’s especially important as a video editor or producer. Try to become an expert in every aspect of video production, from lighting to sound to editing footage. Know the difference between what works on a Facebook Live and what works on YouTube.

If you can do everything, then you can become a one-man film crew who allows a company to cut costs while still enjoying video advertisement revenue. That makes you powerful asset, because it allows the company to reduce risks and can help keep you employed full-time.

So, if you’re already a pro at setting up a shot, make sure you also have mastered the software you need. If you’re a wiz on the computer, try doing some Facebook Lives, interviews and other sorts of videos to make sure you’re prepared for anything.

If you want to do the job from home, which pays about $45,000 on average according to Payscale.com, make sure you have the necessary computer equipment and video editing software (like Adobe Premiere) to do so.

3. Computer Programmer

If you are going to be working on a computer all day, it makes sense that you should be able to do so remotely. That’s part of why computer science workers tended to work from home more often than any other employees in any other field, according to a Quartz study.

If you are working for a global company, like Google, the business probably has already established an infrastructure for interoffice communication, which makes it easy for remote workers.

Plus, staying at home means the office — which might go to extreme lengths to lure talented tech workers — can save on free lunches, snacks and perks. It’s a win-win for both employers and workers.

How to make money online as a computer programmer

Big companies are generally (or at least should be) flexible if you want to work from home a few days a week. But if you want to do it full-time, smaller companies can be a better bet, because your working remotely can help them save on office space.

You can probably find lots of startups or small businesses looking for tech help who have the resources to pay your salary, but not to relocate you or pay for additional office space.

As far as the work itself, there’s a good chance you’ll need a virtual private network (VPN) to safely connect to your company’s system, as well as some measure of organizational skills (tip: you can use organizational tools, like Trello) to make sure you’re on top of current projects.

The payoff for full-time computer programmers is lucrative, and the average annual salary is over $60,000 according to Payscale.com.

4. Virtual Assistant

With so many businesses utilizing remote workers, it makes sense that they have a remote assistant for the company. Virtual assistants can organize someone’s personal life, be it with appointments or booking travel, and also manage communications between employees or between an employee and his or her clients.

The bottom line is that a good virtual assistant can keep everyone on task, make the workday better and shorter and has strong enough communication and technology skills to perform this role remotely.

There are three primary reasons why a business might want to hire a virtual assistant, according to Entrepreneur contributor Bryan Miles:

  1. Improving communication, which leads to business growth. We all know what it’s like to have an avalanche of messages waiting in our inbox or voicemail, which makes it hard to stay up to date on everything necessary. As a virtual assistant, your job could be to make sure every important email gets a good reply in good time, which can help a business build trust among its customers and employees.
  2. Inspiring big-picture thinking. By taking over items on a to-do list, you can free business leaders up enough to try new things. By organizing someone’s time, you can help them delegate the projects that don’t need their immediate attention and help them focus on what matters most to move the needle.
  3. Making life easier for everyone. When you optimize everyone’s work, you also allow them to spend less time working — while still getting more done.

While the pay for a virtual assistant is not competitive with the pay scale of a programmer, if you live in an area of the country with a low cost of living, you can leverage the remote aspect of this job by working for a company that is based in New York City, San Francisco or another high-wage paying city.

How to make money online as a virtual assistant

Some businesses are wary of the concept of a virtual assistant. Giving a stranger access to private communications or sensitive information makes having a virtual assistant more dangerous than hiring other types of telecommuters.

If you want to make it as a virtual assistant, make earning their trust the number one priority. Focus on organization, responsiveness and clear communications above everything else (practicing discretion is good, too), so your employer knows that you are someone who can be counted on.

It would also be a good idea to make yourself familiar with Microsoft Office. You probably know how to use Word well enough, but many assistant jobs will require you to work with spreadsheets, so it’s probably best if you’re at least comfortable with Excel, too.

5. Social Media Manager

Social media isn’t just a fun thing you do with your friends. It’s a competitive marketing space where thousands of brands and businesses are competing for, often times, the same audience. If you can help a business get a leg up in that environment, you can carve out a valuable position within a company.

However, one of the most important aspects of a good social media manager is someone who understands the tone and voice of the business he or she represents. For example, a social media manager at Wendy’s should use a different tone from at McDonald’s, even though they’re both fast-food burger restaurants.

When you work remotely, it’s easy to find yourself disconnected from the company you work for. But being a social media manager is all about staying in tune with the business — knowing what’s coming up, why it needs to be promoted and why the audience should be excited about it, along with knowing which tags to use and hitting the right tone.

Similar to a virtual assistant, you’ll need to have very strong organizational and communication skills if you want to become a social media manager. It helps to be a strong user on Facebook or Twitter, but it might be even more important to know how to use social media insight tools, including HootSuite or SocialFlow, Facebook Analytics and more.

Just like with a virtual assistant, you want to be able to communicate what your efforts are targeting and what your campaigns have accomplished so your employer can recognize your value.

How to make money online as a social media manager

Entrepreneur’s social media manager, Andrea Hardalo, usually comes into the office, but she also works remotely if she needs to. She offered three tips you can use to improve your social media management:

  1. Know how much content to post. This advice goes both ways. On the one hand, you don’t want to shove unwanted content in someone’s face and turn them away from your platform. But if you don’t post enough, you could be missing out on potential opportunities. So find a good schedule that works for your business — and for each platform you use — and stick to it.
  2. Be genuine. We’ve all spent enough time online by now to figure out when people are saying something they believe, or whether they’re trying to force something unwanted on us. That’s why it’s so important to have a sense of your company and your audience — you know what they care about, and you can use that to guide how you post moving forward.
  3. Interact. The great part about social media is that it allows everyone to interact. Use that to your advantage! Customers and audience members love to feel seen and heard, so make sure they feel that way by replying to some of their comments, asking for feedback and engaging them however you can.

By doing those three things, you can create a strong social media brand that converts into page views, ad revenue or sales without sacrificing anything. You don’t need any additional software to become a social media manager, which pays $48,620 on average, according to Payscale.com.

Making money online or from home is the future

If you have dreams of making bank from the comfort of your bed, you’re in luck. It’s easier than ever to work online or from home in a way that actually benefits both you and your employer, so you don’t have to settle for renting out your place on Airbnb or selling your stuff on Amazon.

You can use pursue these different career paths and carve out a place within your chosen industry with nothing more than a laptop, a Wifi connection and the skills you already have.

Regardless of your chosen path, though, you will still need to work on staying connected to the current events at your company and to the rest of your team. Like the poet John Donne once said, “No man is an island.”

But you can work from one and still enjoy the benefits of health insurance and paid time off.

Source: Entrepreneur

Categories
Freebies

How to Get Free Audiobooks: 7 Easy Options

Reading is one of the best habits of successful people. Bill Gates reads 50 books per year. Marc Cuban reads for more than three hours per day and Tony Robbins read 700 books over the span of seven years.

You may love to read but either don’t have the time to read or don’t want to spend the money on books. There are ways to get free audiobooks that solve both those problems.

Reading is crucial to your financial success. Studies have shown that people who read more than 10 books outside of an educational setting tend to make more than 21 percent more than those who didn’t read or who read much less.

We know that reading can do wonders to help you improve your life. However, it’s still often challenging to find the time to read.

For years, this is what I told myself. However, last year, I started looking for ways to listen to audiobooks for free so I can read without spending a lot of money. It has been a game changer for me. Listening to audiobooks is a great way to get your “reading” time in, especially if you’re always on the go.

You can download audiobooks onto your phone or tablet and listen while you do chores around the house or during your daily commute. Audiobooks can be expensive, but there are ways to download audiobooks for free.

If you want to listen to more of them, here is how to get free audiobooks and satisfy your love of reading.

1. Audible

Audible is an Amazon company that allows you to listen to the audiobooks of your choice via an app. I downloaded the app last year because their audiobook library includes titles on a wide variety of topics.

You can find almost any book available on Amazon in Audible as long as an audiobook version has been recorded.

Audible is a monthly subscription service that costs $14.95 per month. The fee gives you one credit- enough to purchase one new audiobook. If you don’t purchase an audiobook for the month, you can stack your credits until you have five.

Once you reach five credits, you need spend them by downloading new books or they may expire.

If you want to give Audible a try, you can join and get two free audiobooks during your first 30 days. If you plan to keep the service after that 30-day window, you’ll pay $14.95 monthly.

There are ways to get free Audible credits, but many of them require several hoops to navigate. If you’re an Amazon Prime member, they do offer free trials from time to time so keep an eye open for those deals.

2. Overdrive

Your local library gives you access to thousands of books for free. If you don’t have the time to read, the library is one of the best ways to get free audiobooks.

Your library offers free audiobooks or ebooks through a popular app is called Overdrive.

Overdrive has hundreds of best-selling books available, including some brand-new books. They give you 21 days to check out and finish the book. Please note, though, that some libraries may only allow you to have a particular audiobook for 14 days. Make sure you check with your local library for requirements.

Also be aware that some of the more popular books may have a waiting list. To get on that list, place the book on hold. Once it’s your turn, you’ll be notified and you automatically receive the audiobook to download on your device.

If you don’t know if your library offers Overdrive, go directly to the website, enter your city, and it will tell you if this is something that your library uses.

3. Hoopla

Hoopla is another popular service libraries have for patrons to get free audiobooks. It boasts a library from nearly 5,000 publishers for book lovers to enjoy.

The books do not have a waiting list and are free for library users to check out as soon as they need the audiobooks. Hoopla has over 50,000 audiobook titles and 210,000 ebooks to choose from, so there is plenty of selection.

You can get up to four free audiobooks per month with Hoopla. While they have many recent titles, be aware that the sound quality often doesn’t match what you find on Audible.

4. Lit2Go

With Lit2Go, college students have access to a list of free audiobooks to help with their studies or further their education on particular topics. Lit2Go was launched by the University of South Florida and gives audiobook access not only to students but to teachers as well.

While the audiobooks are intended for students and teachers, they are not limited only to them. Lit2Go does have a large library of audiobooks, but most are older books.

5. Loyal Books

Loyal Books is a site that lets you download and listen to audiobooks for free. The site has over 7,000 audiobook titles to choose from in genres ranging from adventure to advice to history, mystery, philosophy, and more.

If you’re looking for self-help and self-development books, there are quite a few titles in the advice category. Before you purchase an audiobook, see if you can find it for free on Loyal Books first.

6. Audiobooks.com

Audiobooks.com is similar to Audible in that it is a subscription site with a $14.95 monthly fee. This fee will give you one credit, which is enough to purchase a single audiobook.

This site has more than 125,000 book titles including best-selling authors and new releases so you’ll likely find the authors and books you’re looking for in the library.

If you want to give the service a try, they do offer a free 30-day trial that provides two free audiobooks.

7. Librivox

Librivox sources free public domain audiobooks so you can download them all in one place. This site is as little different from others. Volunteers actually record themselves reading print books to add to the audiobook inventory.

As of last month, the 12,000th audiobook was recorded. Also, some books are recorded in other languages, including Spanish and French, so if English isn’t your first language or you’re looking to up your fluency in another language, this is a great resource.

If you’re looking for a particular book, use the search function on the site. If the book you want is not available, go to the forum and suggest that someone record an audiobook version for you to download.

You Can Listen To Free Audiobooks And Save Big Money

If reading more books is one of your goals, I encourage you to try audiobooks as a way to get through more titles in less time. While some audiobooks may be costly, you can use many of the above ways to get free audiobooks to save money.

If you’re considering a paid service like Audible or Audiobooks.com, keep in mind that you’ll probably still be saving money, especially if you download audiobooks that cost more than your monthly subscription price. Just make sure to take full advantage of their free trials to learn if the service is for you.

Source: Frugal Rules

Categories
WFH

7 Legitimate Paid Survey Sites to Make Extra Money Each Month

Readers often ask about legitimate online survey sites. Well, the truth is, we’re just not that into them.

We get bored clicking off answers, and oftentimes the payout isn’t commensurate with the amount of time we spend on these sites and the amount of personal information we’re sharing.

But you’re right. There’s a certain appeal to filling out surveys with the TV flashing in the background or with your favorite podcast hosts chatting into the air next to you. Plus, you don’t have to leave the couch as you answer questions about yourself.

It’s not too difficult.

If you want to take the dive, here are the survey companies we recommend: Sign up for these legitimate sites all at once. Chances are, you’ll qualify for at least one or two surveys on each site a month.

1. Swagbucks

Swagbucks is definitely a reader favorite, probably because of the wide variety of ways to earn cash beyond taking surveys, such as watching videos and playing games.

It’s also famous for handing out free rewards points (they’re called SBs) at random just for being a member.

Plus, you get $5 just for signing up and taking your first survey.

You’ll get SBs for each survey you qualify for and complete that you can redeem for cash via PayPal or gift cards to a number of popular retailers, including Amazon.

2. InboxDollars

InboxDollars offers several short, daily surveys you can take. If you take all of them each day, you could earn an extra $730 a year — not too bad.

3. VIP Voice

VIP Voice surveys are relatively quick to complete and reward you with points you can redeem for cash or gift cards.

Sign up for this at the beginning of the month and plan to login a few times each week. You’ll have no trouble earning an extra $30 this month with almost no work.

4. MyPoints

This platform lets you earn gift cards for taking polls, answering surveys and other things you do online — a great way to cash in on long lines or an endless commute. You’ll earn a $5 bonus when you complete your first five surveys.

5. Opinion Outpost

Opinion Outpost offers surveys from all kinds of businesses and organizations. Most of them take around 10 minutes to complete and will earn you points you can redeem for free gift cards to places like Amazon and iTunes. You could also get paid for testing products, if surveys aren’t your thing.

What sets it apart from other survey sites is it gives away $40,000 every year. It has a quarterly prize draw for a $10,000 cash prize — and for every survey you complete, you’ll get one entry into the sweepstakes!

6. Survey Junkie

Survey Junkie’s clean look and “cashout wheel” keep you motivated to take as many surveys as you want. They’re relatively quick to complete and reward you with points. Once you earn 1,000 points — or $10 — you can cash out for gift cards or cash paid via PayPal.

7. PrizeRebel

Since it started, PrizeRebel has given out more than $15 million in cash and rewards. It processes rewards within 24 hours (or instantly if you’re a “gold” level user), so you get paid fast.

You won’t get rich using PrizeRebel, but it’s a legit site — we’ve tried it ourselves. You earn points by taking surveys. You can cash in as soon as you earn 500 points, which gets you $5.

You’ll redeem points for cash or gift cards from more than 500 brands, including Amazon, PayPal, eBay, Walmart — plus stuff you won’t find everywhere, like Buffalo Wild Wings, Uber and Nike.

One reader was immediately offered dozens of surveys after signing up. Each paid out up to $4 and took between 10 and 35 minutes to complete.

Source: The Penny Hoarder

Categories
Deals

Find Cheaper International Travel Fares Using This Decades-Old Loophole

Airlines are not allowed to charter flights between two countries if they are not already based out of either of those countries.

That’s why you won’t find Delta selling trips between Canada and France, or Malaysia Airlines flying between the U.S. and England.

Except, as the Wall Street Journal notes, when a 1944 treaty allows it. “Some airlines are allowed to carry customers between two non-native countries, usually when a fuel stop is involved,” writes Scott McCartney, the Journal’s Middle Seat columnist. “It’s called the fifth freedom. Established with an international treaty in 1944, the nine aviation freedoms lay out what commercial airlines can and can’t do throughout the world.”

The other aviation freedoms outlined in the treaty deal with things like the right to fly over one country on the way to another, while the fifth allows a carrier to “sell tickets on standalone city-to-city routes in countries that they otherwise wouldn’t be able to operate in,” as long as it’s along a route that originates or ends in the airline’s home country, writes Airfare Watchdog.

And that means you might be able to find a bargain on a new carrier:

In many cases, these carriers offer better products, departure times, and overall service than their U.S. based competitors on these routes.

Especially in instances where you can choose an airline like Singapore or Cathay Pacific who regularly top the best airline awards over a local carrier’s offering.

Hawaii to Japan is a common route on these flights, though there are a lot of options, as Airfare Watchdog highlights. You could take a flight from Los Angeles to London or Tokyo operated by Air New Zealand, for example, or from New York to Milan or Athens via Emirates.

Singapore Airlines offers a “daily trip from JFK to Frankfurt to Singapore and back,” per the Journal. Singapore is the only airline that offers a flight from Texas to northern England.

You can find the flights on sites like Airfare Watchdog or by checking on the carriers’ websites, including Cathay Pacific, Emirates, Korean Air, and Singapore Airlines.

Source: Lifehacker.com

Categories
Deals

Blonde Woman Running Over The Pedestrian Crossing

This is an example of a WordPress post, you could edit this to put information about yourself or your site so readers know where you are coming from. You can create as many posts as you like in order to share with your readers what is on your mind.

A small river named Duden flows by their place and supplies it with the necessary regelialia. It is a paradisematic country, in which roasted parts of sentences fly into your mouth. Even the all-powerful Pointing has no control about the blind texts it is an almost unorthographic life One day however a small line of blind text by the name of Lorem Ipsum decided to leave for the far World of Grammar.

I soon realised that no journey carries one far unless, as it extends into the world around us, it goes an equal distance into the world within. – Lillian Smith

But nothing the copy said could convince her and so it didn’t take long until a few insidious Copy Writers ambushed her, made her drunk with Longe and Parole and dragged her into their agency, where they abused her for their projects again and again. And if she hasn’t been rewritten, then they are still using her.

A small river named Duden flows by their place and supplies it with the necessary regelialia

Because there were thousands of bad Commas, wild Question Marks and devious Semikoli, but the Little Blind Text didn’t listen. She packed her seven versalia, put her initial into the belt and made herself on the way. When she reached the first hills of the Italic Mountains, she had a last view back on the skyline of her hometown.

And if she hasn’t been rewritten, then they are still using her. Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean. A small river named Duden flows by their place and supplies it with the necessary regelialia. Even the all-powerful Pointing has no control about the blind texts.

Put her initial into the belt and made herself on the way when she reached the first hills of the Italic Mountains

One day however a small line of blind text by the name of Lorem Ipsum decided to leave for the far World of Grammar. The Big Oxmox advised her not to do so, because there were thousands of bad Commas, wild Question Marks and devious Semikoli, but the Little Blind Text didn’t listen. She packed her seven versalia.

Put her initial into the belt and made herself on the way. When she reached the first hills of the Italic Mountains, she had a last view back on the skyline of her hometown Bookmarksgrove, the headline of Alphabet Village and the subline.